By getting yourself a mortgage you can be happy and live well while you age!
IT ALL BEGINS WITH HOME!
When asking our customers which words describe our company the best, the most common answers were:
The benefits of mortgage repayment:
Getting your dream house right then and there.
Make sure no one takes your place in that comfy looking house.
Protection from loss of home.
Due to the though housing market. You need not worry about this with a mortgage.
The added choice of paying off the mortgage early .
Can save you a lot of money in interest.
No more worrying about housing.
After getting a mortgage, you won’t have to worry about ending up on the street.
The financial security .
It provides over a longer period of time. This can get you through even the toughest of economies.
Taking a load off your monthly budget.
Once you pay it off, your monthly budget will get a refreshing new change.
Adjustable monthly payments.
Can work around your budget and do wonders for your quality of life.
How easy and efficient it’s proven to be.
Many satisfied buyers can vouch for the efficiency of the entire process.
The three types of mortgages you should know about
The fixed rate mortgage
The fixed rate mortgage is your standard, run of the mill, mortgage. It’s a method with an advantage of successfully predicting your monthly payment. You’ll get a clear view of exactly how much it will cost you and what kind of payment to expect every month. These mortgages usually come with a 30-year term.
Adjustable rate mortgages
Adjustable rate mortgages a good choice when interest rates higher. Lenders will offer interest rates that are average for the current market, and barely above the prime rate. Picking this type of mortgage means interest rates can rise and fall, so it is advised to make regular monthly payments.
Combination mortgages are the last type of mortgage and they are the type that can change over the years. It’s possible to get the best of both worlds and take advantage of each mortgage type. This can allow you to pay the least amount of interest if you play your cards right. But be careful when switching because the market can be very unpredictable.
Finally someone managed to find a mortgage plan just right for me. I’ve been going back and forth through different variations and plans for mortgage fees, but after one quick consultation here everything I asked for was achieved. Now I can finally take my mind off it and relax.
Mona Debris, paulcameronsmith.com
I can’t even being to express my gratitude towards Paul. All my expectations have been met and now I can comfortably enjoy my house with my family. I got a nice and secure deal that I recommend to all my friends and family.
Michael Mayers , paulcameronsmith.com
Every word of praise I can think of needs to be said for this company. I have immense trust issues, and I’m glad that I found a company I can truly rely on without any worries. Any question I had were answered correctly and truthfully.
Sarah Lynskey , paulcameronsmith.com
I am very grateful for Arthurs help in helping find a mortgage program that fits my budget.
Jason Marks , paulcameronsmith.com
After a deep understanding of what a mortgage is, you’ll need to know how payment works if you ever want to become a borrower. The size and the term of the loan are the key factors that influence your monthly payment. These monthly payments differ in direct...
A mortgage can be defined as a loan you obtain for payment of a house and all of its property. The lender and loan taker are in such a relationship where the loan taker must complete all of the mortgage payments or the house is given to the lender. Taxes, insurance,...
FAQ from our customers